INTRODUCTION
Please read this User Agreement (the “Agreement”) and Online Privacy Policy carefully. In this Agreement and the Online Privacy Policy:
“We,” “us,” and “our” refer to VarelaFox Investments.
The “Site” refers to any website, mobile site, or application provided by us that includes a link to this Online Privacy Policy.
The “Service” refers to any information, documents, assistance, or services we provide through the Site.
“You” and “your” refer to anyone who visits, accesses, or uses the Site or receives Services through it.
By accessing or using the Site—including registering—you accept the terms of this Agreement and the Online Privacy Policy. If you do not agree, you must not use the Service.
These terms may change over time. Each time you visit, access, or use the Site, you accept the version of the Agreement then in effect. If you disagree with updated terms, please stop using the Service.
This Agreement covers all Content—text, images, video, audio, software, designs, data, and more—available on or through the Site or Service.
If there is any inconsistency between this Agreement, the Online Privacy Policy, and a separate Financial Privacy Policy (if applicable), the Financial Privacy Policy will govern. Otherwise, this User Agreement controls.
1. MONITORING AND COMPLAINTS
A. Monitoring
We may monitor your activity on the Service to ensure compliance, but we make no promises as to the scope or timeliness of such monitoring.
B. Complaints
For copyright concerns, refer to our Copyright Complaints section.
For suspected cybercrime (e.g., identity theft, fraud), contact the Internet Crime Complaint Center at www.ic3.gov.
2. ACCOUNT & REGISTRATION
You may need to create an account or profile to access parts of the Service. This may include providing personal information and payment details (“Registration Information”).
You represent that this information is accurate and agree to keep it updated.
You are responsible for safeguarding your login credentials and all activity under your account.
If you suspect unauthorized access, you must update or delete your account immediately, or contact us as described in our Privacy Policy.
3. RULES OF USAGE
A. Acceptable Use
The Service is not intended for users under age 13. We do not knowingly collect personal data from children under 13.
You must use the Service responsibly and not interfere with others’ use.
You must not use the Service in violation of U.S. export laws, sanctions, or other applicable regulations.
All Content is protected by intellectual property law and may only be used as authorized.
B. Prohibited Conduct
Without our prior written consent, you may not:
Use another user’s account or allow unauthorized access.
Impersonate others or misrepresent your affiliation.
Use automated tools (bots, scrapers, crawlers) to access or extract Content.
Reverse engineer, disrupt, or introduce malware into the Service.
Redistribute or exploit Content for commercial purposes beyond authorized use.
Create unauthorized links to the Service.
Violations may result in legal action, damages, or termination of access.
4. CONTENT MODIFICATIONS & COPYRIGHT
A. Content Updates
We may add, remove, or modify features or Content at any time. Updates may be delivered automatically. We are not responsible for any issues resulting from your failure to update or refresh the Service.
B. Copyright Complaints
We respect intellectual property rights. If you believe Content on the Service infringes your copyright, a valid notice must include:
Signature of the copyright owner (or authorized agent).
Identification of the copyrighted work.
Identification of the infringing material.
Contact details.
A good-faith statement that use is unauthorized.
A declaration that the information is accurate under penalty of perjury.
Knowingly submitting false claims may result in liability.
5. INDEMNIFICATION, WARRANTY & LIMITATIONS
You agree to indemnify and hold harmless VarelaFox Investments and its affiliates, officers, and employees from claims arising from your use of the Service or violation of this Agreement.
The Service is provided “as is,” without warranties of any kind. We disclaim all warranties, including accuracy, reliability, merchantability, and fitness for a particular purpose.
We are not liable for damages related to your use of the Service, including lost profits, data loss, or interruptions. In some jurisdictions, limitations may not apply; in such cases, our liability will be limited to the maximum extent permitted by law.
6. TERMINATION
We may suspend or terminate your access at any time. Certain provisions—such as indemnity, warranties, and governing law—survive termination.
7. MOBILE USAGE
If you access the Service via a mobile platform, you are responsible for complying with any additional terms imposed by the platform provider.
8. COMMUNICATIONS
By using the Service, you consent to receive electronic communications from us. These may include account updates, transactional messages, or other notices required by law.
9. DISPUTES & GOVERNING LAW
This Agreement is governed by U.S. law and the laws of the State of Texas, without regard to conflicts of law.
Any disputes must first be attempted to resolve informally.
Formal disputes must be brought in courts located in Collin County, Texas, and you waive the right to a jury trial.
Claims must be filed within one year of arising.
You waive participation in class actions.
10. GENERAL TERMS
Additional rules may apply to specific features of the Service and are incorporated by reference.
This Agreement constitutes the entire understanding between you and VarelaFox Investments regarding the Service.
Our failure to enforce a provision does not waive our rights.
We may assign this Agreement without restriction; you may not.
The Agreement will be interpreted fairly and not against the drafter.
11. ONLINE PRIVACY POLICY
A. Information Collection
We collect Registration Information and certain automatically gathered data (e.g., device info, browsing behavior). If you connect through third-party services, additional data may be shared.
B. Use of Information
We use your data to provide and improve the Service, communicate with you, personalize experiences, and comply with law. We may share data with affiliates, service providers, or as required by law.
C. Tracking Technologies
We use cookies, web beacons, and similar technologies. You may disable them, but some features may not work properly.
D. Data Transfer & Security
Your data may be stored in locations outside your jurisdiction. We use security measures, but cannot guarantee absolute protection.
E. Children
The Service is not directed to children under 13. If we learn we’ve collected data from minors, we will delete it.
F. California Privacy Rights
California residents have rights under the CCPA, including the right to access, delete, and not be discriminated against.